That's it. I am never borrowing money ever again. If I don't have the money then I can't get it until I save up the money for it. I think that should become the norm from now on. I read once that there didn't used to be storage units until sometime in the 70's and now there are 1000's of acres dedicated to them in this country. If you have so much stuff that you need to put some of it in a storage unit, which also means it's not stuff you need to use everyday, that means you have too much stuff and need to get rid of it. Period.
Acquisitiveness and impatience are two of the hallmarks of our society today. The first as seen by the rise of storage units and the second as seen by the rise of lenders in all their forms. Banks, mortgage companies, credit cards, payday loans. I have read much history and other than not breaking peoples bones, many lenders' practices and rates today make the loan sharks of the past look like school girls. We as citizens of this country have given way too much power into the hands of what are basically mirages as seen most concretely by the meltdown a few years ago and that is looking to be a reality again in the very near future.
So, I have cut up all my cards and made a list of the things I have decided are important to me to obtain for my future. And then I cut that list in half. And then I set up a separate account to save up money to purchase those things. That is how it should be done and that is how I am going to do it and that is how I am going to teach my daughter to do it. We should all start doing this and take back our power.
And that's My 25 cents...
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